/* SEO additions: shared with existing Financial Advisory design. */

.seo-languages-foot{display:flex;align-items:center;gap:12px;justify-content:center;color:#c4a36a;font-size:13px;padding-top:16px;padding-bottom:12px}
.seo-homesection{padding:90px 0;background:#0c0f11;color:#f0ede5}
.seo-homesection h2{font-size:clamp(30px,4vw,51px);letter-spacing:-.035em;line-height:1.13;max-width:850px;margin:10px 0 22px;color:#f0ede5}
.seo-homesection .seo-section-intro{max-width:780px;color:#bfc3c0;margin:0 0 35px}
.seo-dark-block{background:#15191b}
.seo-shell{width:min(calc(100% - 64px),1220px);margin:0 auto}
.seo-eyebrow{font-size:12px;font-weight:750;letter-spacing:.18em;text-transform:uppercase;color:#c4a36a;margin:0 0 18px}
.seo-home-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.seo-home-card{background:#161b1d;border:1px solid rgba(218,193,144,.21);border-radius:5px;padding:26px;display:flex;flex-direction:column;gap:12px;min-height:275px;color:#f0ede5;transition:border-color .2s,transform .2s}
.seo-home-card:hover{border-color:#c4a36a;transform:translateY(-2px)}
.seo-home-card span,.seo-home-guide span{font-size:11px;letter-spacing:.14em;color:#c4a36a}
.seo-home-card h3{font-size:23px;line-height:1.22;margin:0;color:#f0ede5}
.seo-home-card p{font-size:14px;line-height:1.65;color:#bdc2c0;flex:1;margin:0}
.seo-home-card b{font-size:13px;color:#f4d59b;font-weight:600}
.seo-home-guides{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.seo-home-guide{border:1px solid rgba(218,193,144,.23);padding:26px;min-height:180px;display:flex;flex-direction:column;gap:15px}
.seo-home-guide strong{font-size:18px;line-height:1.35;color:#f0ede5;flex:1}
.seo-home-guide b{font-size:12px;color:#e2c089}
/* Standalone translated service and editorial pages */
.seo-page{background:#0b0e0f;color:#f0ede5;line-height:1.7;min-height:100vh}
.seo-page a{color:inherit}
.seo-header{position:sticky;top:0;z-index:25;background:rgba(8,10,11,.96);border-bottom:1px solid rgba(218,193,144,.18);backdrop-filter:blur(12px)}
.seo-header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:82px}
.seo-brand{display:flex;align-items:center;gap:12px;text-transform:uppercase;font-size:11px;letter-spacing:.12em;line-height:1.18;font-weight:850;white-space:nowrap}
.seo-brand-symbol{font-family:Georgia,serif;font-size:44px;color:#f0ede5}.seo-brand-symbol span{color:#c4a36a}
.seo-nav{display:flex;align-items:center;gap:22px;font-size:13px;color:#d1d4d2}
.seo-nav a:hover,.seo-lang a:hover{color:#c4a36a}
.seo-lang{display:flex;align-items:center;gap:6px;white-space:nowrap}
.seo-lang a{padding:7px 8px;border:1px solid rgba(218,193,144,.22);font-size:12px;font-weight:700;color:#d4d5d3}
.seo-page-hero{padding:84px 0 88px;background:radial-gradient(ellipse at 85% 18%,rgba(181,142,75,.12),transparent 45%),#0b0d0e;border-bottom:1px solid rgba(218,193,144,.16)}
.seo-page-hero h1,.seo-home-hero h1{font-size:clamp(42px,6.4vw,82px);line-height:1.05;letter-spacing:-.05em;max-width:1080px;margin:0 0 25px;font-weight:610}
.seo-home-hero h1 em{color:#d0ad76;font-family:Georgia,serif;font-weight:400}
.seo-lead{font-size:clamp(17px,2vw,21px);line-height:1.65;color:#c6c9c7;max-width:820px;margin:0 0 28px}
.seo-breadcrumb{color:#a6aaa7;font-size:13px;margin-bottom:55px}.seo-breadcrumb a{text-decoration:underline;text-decoration-color:#5d6360}
.seo-actions{display:flex;align-items:center;flex-wrap:wrap;gap:15px;margin-top:34px}
.seo-btn,.seo-btn-ghost{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 22px;min-height:46px;font-size:14px;font-weight:700}
.seo-btn{background:#eee8df;color:#171a1b!important}.seo-btn:hover{background:#d4b684}
.seo-btn-ghost{border:1px solid rgba(239,235,226,.42)}.seo-btn-ghost:hover{border-color:#d4b684;color:#d4b684}
.seo-content{padding:78px 0 95px}.seo-content h2,.seo-article h2,.seo-related h2,.seo-cta h2{font-size:clamp(28px,3vw,38px);line-height:1.2;letter-spacing:-.025em;margin:0 0 28px}
.seo-feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:0 0 74px}
.seo-feature{border:1px solid rgba(218,193,144,.2);background:#14191b;padding:25px}.seo-feature h3{font-size:18px;line-height:1.35;color:#e3c18a;margin:0 0 12px}.seo-feature p{font-size:15px;color:#c0c5c2;margin:0}
.seo-two-col{display:grid;grid-template-columns:1fr 1fr;gap:72px;margin-bottom:84px}.seo-steps{margin:0;padding-left:22px;color:#cbd0cd}.seo-steps li{padding-left:10px;margin-bottom:20px}
.seo-steps li::marker{color:#c4a36a;font-weight:800}.seo-checks{list-style:none;margin:0;padding:0}.seo-checks li{padding:0 0 14px 28px;position:relative;color:#cbd0cd}.seo-checks li:before{content:'✓';position:absolute;left:0;color:#c4a36a}
.seo-small,.seo-note{font-size:13px;color:#aeb2af;line-height:1.8}.seo-faq{max-width:900px}.seo-faq details{border-top:1px solid rgba(218,193,144,.26);padding:20px 0}.seo-faq details:last-child{border-bottom:1px solid rgba(218,193,144,.26)}
.seo-faq summary{cursor:pointer;font-weight:650;font-size:16px}.seo-faq p{font-size:15px;color:#c0c5c2;max-width:770px}
.seo-cta{padding:66px 0;background:#171b1d}.seo-cta p{color:#c4c9c6;max-width:750px;margin-bottom:26px}
.seo-related{padding:70px 0 84px}.seo-mini-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.seo-mini-grid a{padding:19px;border:1px solid rgba(218,193,144,.24);display:flex;justify-content:space-between;gap:10px}.seo-mini-grid span{color:#c4a36a}
.seo-footer{background:#080a0b;border-top:1px solid rgba(218,193,144,.2);padding:45px 0 25px;color:#b7bab8}.seo-footer-top{display:flex;gap:18px;align-items:start;justify-content:space-between}.seo-footer-top strong{font-size:21px;color:#f0ede5}.seo-footer-top p{margin:5px 0 0}.seo-footer-top a,.seo-footer-end a,.seo-text-link{color:#dabc87}.seo-footnote{font-size:12px;margin:30px 0 25px;max-width:800px}.seo-footer-end{display:flex;justify-content:space-between;gap:24px;border-top:1px solid rgba(218,193,144,.15);padding-top:20px;font-size:12px;flex-wrap:wrap}
.seo-article-hero{padding-bottom:64px}.seo-article{padding:70px 0 80px}.seo-article-body{max-width:820px}.seo-article-body>section{margin-bottom:36px}.seo-article-body>section p{color:#cbd0cd;font-size:17px;line-height:1.85}.seo-article-body h2{font-size:clamp(26px,2.7vw,34px);margin-bottom:15px}
.seo-note{border-left:3px solid #c4a36a;padding:15px 20px;background:#14191b;margin:36px 0}.seo-article-cta{border-top:1px solid rgba(218,193,144,.22);padding-top:36px}.seo-article-cta a{color:#e4c18c;text-decoration:underline}
.seo-home-hero{background:radial-gradient(ellipse at 75% 35%,rgba(195,155,88,.14),transparent 47%),#0b0d0e;padding:80px 0 90px}.seo-home-hero-grid{display:grid;grid-template-columns:1.6fr .8fr;gap:65px;align-items:center}.seo-home-hero h1{font-size:clamp(40px,5.4vw,68px)}.seo-home-photo{border:1px solid rgba(218,193,144,.2);background:#1c2224}.seo-home-photo img{width:100%;height:auto;display:block;aspect-ratio:4/5;object-fit:cover;object-position:center top}.seo-home-photo span{font-size:10px;letter-spacing:.1em;color:#c4a36a;display:block;padding:16px}.seo-hero-meta{margin-top:42px;font-size:11px;letter-spacing:.16em;color:#b6b7b4}.seo-about-simple{display:grid;grid-template-columns:1fr 1fr;gap:50px}.seo-about-simple p{color:#c9cecb;font-size:16px}.seo-about-simple .seo-text-link{display:inline-block;margin-top:15px}
@media(max-width:950px){.seo-home-cards,.seo-home-guides{grid-template-columns:repeat(2,minmax(0,1fr))}.seo-nav{gap:12px}.seo-header-inner{gap:12px}}
@media(max-width:700px){.seo-shell{width:min(calc(100% - 36px),1220px)}.seo-homesection{padding:57px 0}.seo-home-cards,.seo-home-guides,.seo-feature-grid,.seo-two-col,.seo-mini-grid,.seo-home-hero-grid,.seo-about-simple{grid-template-columns:1fr}.seo-header-inner{flex-wrap:wrap;min-height:70px;padding:12px 0;gap:8px}.seo-nav{order:3;flex-basis:100%;overflow-x:auto;white-space:nowrap;padding:9px 0;font-size:12px;gap:18px}.seo-brand-symbol{font-size:34px}.seo-brand{font-size:10px}.seo-home-hero{padding:55px 0}.seo-home-photo{max-width:340px}.seo-page-hero{padding:46px 0 55px}.seo-breadcrumb{margin-bottom:35px}.seo-content{padding:54px 0}.seo-two-col{gap:35px;margin-bottom:60px}.seo-feature-grid{margin-bottom:60px}.seo-home-card{min-height:auto}.seo-home-guide{min-height:140px}.seo-footer-top{flex-direction:column}}

/* Professional SEO content and interactive educational valuation model */
.seo-depth{padding:72px 0 76px;background:#101416;border-top:1px solid rgba(218,193,144,.16);border-bottom:1px solid rgba(218,193,144,.15)}
.seo-depth .seo-shell{max-width:1040px}
.seo-depth h2,.seo-calc-education h2{color:#f0ede5;font-size:clamp(25px,3vw,34px);letter-spacing:-.025em;line-height:1.23;margin:32px 0 18px}
.seo-depth p{max-width:880px;color:#c9cecb;font-size:16px;line-height:1.82;margin:0 0 22px}
.seo-detailed-list{list-style:none;display:grid;gap:12px;padding:0;margin:0 0 44px;max-width:1000px}
.seo-detailed-list li{position:relative;border:1px solid rgba(218,193,144,.18);background:#171b1d;padding:18px 22px 18px 43px;color:#d1d4d2;line-height:1.7;border-radius:4px;font-size:15px}
.seo-detailed-list li::before{content:'✓';position:absolute;left:17px;top:18px;color:#d0ae77;font-weight:700}
.seo-editorial-deepdive{border-top:1px solid rgba(218,193,144,.23);margin-top:26px;padding-top:20px}
.seo-editorial-deepdive h2{margin-top:30px}
.seo-editorial-deepdive a,.seo-calculator-link a{color:#ecc78c;text-decoration:underline;text-underline-offset:4px}
.seo-tool-promo{border:1px solid rgba(218,193,144,.4);background:linear-gradient(100deg,#20211c,#111618);padding:25px 30px;margin-top:37px!important}
.seo-tool-promo h3{font-size:24px;line-height:1.25;color:#f5ecda;margin:0 0 10px}
.seo-tool-promo p{color:#cbd0cc;font-size:15px;max-width:680px;line-height:1.75;margin:0 0 16px}
.seo-tool-promo a{display:inline-flex;color:#e6bd7d;font-size:15px;font-weight:700}
.seo-calculator{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
.seo-calculator-inputs,.seo-calculator-output{padding:28px;border:1px solid rgba(218,193,144,.2);background:#121719}
.seo-calculator-inputs label{display:block;margin-bottom:21px;font-size:14px;color:#e5dfd3;font-weight:620}
.seo-calculator-inputs input,.seo-calculator-inputs select{display:block;width:100%;margin-top:8px;border:1px solid #4b4e4b;padding:13px 14px;font:inherit;font-size:17px;color:#f5f1e9;background:#0a0d0e;border-radius:3px;max-width:100%}
.seo-calculator-inputs input:focus-visible,.seo-calculator-inputs select:focus-visible{outline:2px solid #d7b579;outline-offset:2px}
.seo-calculator-output>div{display:flex;flex-direction:column;gap:11px;padding:20px 0;border-bottom:1px solid rgba(218,193,144,.18)}
.seo-calculator-output span{font-size:14px;color:#bbc2be}
.seo-calculator-output strong{font-size:clamp(22px,3vw,34px);font-weight:620;color:#f5f2eb;overflow-wrap:anywhere;line-height:1.22}
.seo-calculator-output .seo-calculator-highlight{background:rgba(194,156,96,.1);padding:20px 16px;border:1px solid rgba(218,193,144,.32);margin-top:18px}
.seo-calculator-output .seo-calculator-highlight strong{color:#efc58b}
.seo-calc-education{max-width:960px;padding:35px 0 0;color:#c6ceca}
.seo-calc-education p{line-height:1.8;margin-bottom:22px}
.seo-calc-disclaimer{border-left:3px solid #d3ad70;background:#151a1a;padding:18px 24px;font-size:14px}
.seo-calculator-link{margin-top:22px!important}
.seo-page a:focus-visible,.seo-home-card:focus-visible,.seo-home-guide:focus-visible{outline:2px solid #efc58b;outline-offset:3px}
@media(max-width:700px){.seo-depth{padding:44px 0 54px}.seo-calculator{grid-template-columns:1fr}.seo-calculator-inputs,.seo-calculator-output{padding:21px}.seo-tool-promo{padding:22px}.seo-detailed-list li{padding:16px 15px 16px 38px}.seo-detailed-list li::before{left:13px;top:16px}}
@media(prefers-reduced-motion:reduce){.seo-home-card,.seo-page a{transition:none!important;animation:none!important}}
.seo-skip-link{position:absolute;z-index:9999;left:12px;top:-100px;padding:14px 18px!important;border-radius:4px;background:#e7bd7e!important;color:#081013!important;font-weight:700!important}
.seo-skip-link:focus{position:fixed;top:12px}

/* Accessible print-friendly purchase checklist */
.seo-checklist-actions{display:flex;align-items:center;gap:.8rem;flex-wrap:wrap;margin:1.5rem 0 2rem;padding:1rem;border:1px solid rgba(255,255,255,.14);border-radius:12px}.seo-checklist-actions strong{font-size:1.18rem;margin-right:auto}.seo-checklist-actions button{font:inherit;cursor:pointer;border:1px solid currentColor;border-radius:7px;background:transparent;color:inherit;padding:.55rem .8rem}.seo-checklist-actions button:hover{opacity:.8}.seo-checklist-list{list-style:none;margin:0;padding:0}.seo-checklist-list li{padding:.85rem 0;border-bottom:1px solid rgba(128,128,128,.25)}.seo-checklist-list label{display:flex;gap:.85rem;cursor:pointer;align-items:flex-start}.seo-check{width:1.2rem;height:1.2rem;flex-shrink:0;accent-color:#bf9a63;margin-top:.18rem}.seo-check-copy{display:block}.seo-check-copy strong{display:block;margin-bottom:.25rem}.seo-check-copy small{display:block;line-height:1.65;font-size:.92rem;opacity:.85}.seo-calculator .seo-calc-error{color:#b36b49;min-height:1.3rem;margin:0 0 1rem}.service-card .service-actions{display:flex;flex-direction:column;align-items:flex-start;gap:.35rem}.service-card .service-detail-link{font-weight:600;text-decoration:underline;text-underline-offset:3px}.service-card .service-detail-link:hover{opacity:.8}@media print{.seo-header,.seo-footer,.seo-checklist-actions button,.seo-related,.seo-article-cta{display:none!important}.seo-checklist-group{break-inside:avoid}.seo-page{background:#fff!important;color:#111!important}.seo-checklist-actions{border:0}}

/* Accessible fallback for visitors without JavaScript */
.seo-nojs-services{padding:24px;background:#161b1d;color:#f0ede5;border:1px solid rgba(218,193,144,.3)}
.seo-nojs-services ul{margin:16px 0 0;padding-left:22px}.seo-nojs-services li{margin:7px 0}.seo-nojs-services a{color:#edc890;text-decoration:underline}